What's a perkin's loan? What's a direct loan? Private loan? I don't understand the whole process! What loan would have the lowest interest rate and is best overall? I will be attending University of California Santa Cruz. I don't know where to begin with the whole loan process. I currently have no credit history, etc. Help?
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All types of loans are available for students,employees and retired persons.Worldwide banks are ready to provide the loans for all.See the website below and apply your required throe on line.
Well the best loan is the kind you do not have to pay back. there are plenty of scholarships out there FASTWEB.COM is just one web site that could lead to some more money. Also ask your school about grants that you may be available to you some schools have scholarships that they give out as well. And if you are a resident of California and have been I believe there is a very good grant that would help substantially. Just don't be afraid to talk to financial aid people and defiantly be pushy with them cause if you never call back they won't either. School Counselors can also help. Oh and FILL OUT YOUR FAFSA. The school should take care of the rest.
To get started, you fill out the FAFSA. This is no joke, fill it out NOW then look at your options. Financial aid offices will not even talk to you unless you have your FAFSA completed. You can fill it out online so there's no excuse!
It will differ from country to country , the best way is the comparison
Congratulations on deciding to attend college at UCSC, my relatives live in the area of the University and I've heard it is really quite a school! When it comes to Student Loans there are two options that you could pursue, Federal Student Loans and Private Student Loans. Federal Student Loans come in two different forms, the Federal Stafford Loan and the Federal Perkins Loan. The Federal Stafford Loan is split into a Subsidized and an Unsubsidized Loan issued at a 6.8% interest rate. The Federal Perkins Loan is issued at a 5% interest rate and the school you are attending is the Lender. All of these types of loans are need based not credit based; you must fill out the FAFSA form in order to see how much you qualify for. Private Student Loans are credit based loans; these are usually serviced by the Lender, meaning you are responsible for paying the company you applied for the loan with back. For more information on Federal Student Loans and the difference between Subsidized and Unsubsidized Loans please visit the source below. I hope this helped shed a little light on the subject for you. Good luck!
You might not like this answer, but I feel compelled to share with you what a leading personal finance expert says about this in his FAQ: http://www.financialfreedomtrail.com/college-money.html
try a stafford loan -- rates are good right now. also make sure to apply for every scholarship out there.
Getting a government grant would be the best route to take, because you never have to pay it back as you follow through with your plans!
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